Malum
✦ The Payments Platform for Everyone

Payments
Without
Limits

Accept card payments risk-free — no chargebacks, no questions asked. Open your merchant account in 2 minutes and get paid in crypto instantly.

Open Account See How It Works
No chargebacks
No KYC required
Instant crypto payouts

Total Balance

$48,291.00

+12.4%

Recent Transactions

Joel Kenley

Card Payment

-$68.00

Mark Smith

Crypto Payout

+$320.00

Lena Roy

Card Payment

-$140.00

Supported Currencies

$
€
₿
Ξ
Live processing active
STRIPE KILLER
NO CHARGEBACKS
INSTANT CRYPTO PAYOUTS
NO KYC REQUIRED
OPEN IN 2 MINUTES
STRIPE KILLER
NO CHARGEBACKS
INSTANT CRYPTO PAYOUTS
NO KYC REQUIRED
OPEN IN 2 MINUTES

What We Offer

Our Services

Comprehensive solutions designed for high-risk industries. No compromise, no hassle.

For Individuals For Businesses

Fraud Detection

We monitor every transaction and customer. If something stands out, our system flags it instantly before any damage is done.

Billing API ↗

A powerful public API so you can build your own integrations. Full documentation, webhooks, and sandbox environment included.

Plugins & Addons ↗

Ready-made plugins for WooCommerce, Shopify, and more. Get up and running in minutes, not days.

Why Malum

Built for High-Risk Business

Malum is a payment processor aiming to help the higher risk business industry.

No Risk

Accept multiple payment methods without the risk of chargebacks.

Merchant Account

Open your account within 2 minutes, no questions asked, no KYC.

Instant Withdrawals

Once a payout is requested it's broadcasted immediately.

Worldwide

We do not enforce restrictions. Everyone can use our services.

By the Numbers

Statistics About Malum.

Transparency is king in our business, so we publish our statistics.

10,500+

Clients

10,500,000+

Transactions

$210,500,000+

Volume Processed

7+

Staff Members

24/7

Support

Providing Reliable Solutions for High-Risk Industries

Malum offers robust support tailored to meet the unique needs of high-risk businesses, ensuring efficient, secure payment processing.

Customized Service

Flexibility and ease, facilitating seamless transactions even in complex markets.

Industry Leading Security

Cutting-edge security measures protect every transaction and minimize risks.

At Malum, we understand the intricacies of high-risk payment processing and are dedicated to providing solutions that not only meet but exceed your business needs.

Social Proof

Our Testimonials

Discover how Malum has transformed payments for businesses across the globe.

Simple Pricing

Check Our Pricing

Our pricing is simple and easy.

Standard

7% +$0.30/txn

Starting at $0 transaction volume

Merchant Account
Transaction Explorer
Instant Payouts
API Access
Support within 72h + LiveChat
Create Account

Business

5% +$0.30/txn

Starting at $25,000 transaction volume

Merchant Account
Transaction Explorer
Instant Payouts
API Access
Priority Support
Create Account

Enterprise

3% +$0.30/txn

Starting at $50,000 transaction volume

All Partner Features
Lowest Available Rate
SLA Guarantee
24/7 Direct Support Line
Create Account

Partner

Custom

Starting at $100,000 transaction volume

All Business Features
Custom Rates
Dedicated Account Manager
24/7 Direct Support Line
Create Account

Virtual Cards

Spend Your Crypto Anywhere

Issue a virtual Visa or Mastercard funded with crypto in under two minutes. No sign-up. No KYC. Tap-to-pay ready.

Virtual

malum.co

Virtual Card

malum.co

VISA

•••• •••• •••• 7392

Expires

12/29

CVV

•••

Issued in under 2 minutes

Instant Visa or Mastercard

Pick your network and face value, get a fully functional virtual card you can use wherever cards are accepted.

Funded with Crypto

Top up with BTC, ETH, USDT, LTC or SOL. No bank, no paperwork, no waiting on transfers to clear.

Anonymous — No KYC

No account creation, no identity checks, no questions asked. Privacy is the default, not the upsell.

Tap-to-Pay Ready

Drop the card straight into Apple Pay or Google Pay and spend it online, in stores, or anywhere NFC is accepted.

Get a Virtual Card Learn More

Gift Card Shop

Cash Out as Gift Cards

Spend your merchant balance on Amazon, Netflix, PlayStation, Apple, Steam and 100+ more brands. Delivered to your inbox in seconds — no banks, no waiting, no minimums.

Amazon
Netflix
PlayStation

100+ Brands

Amazon, Netflix, Steam, Apple, Spotify, PlayStation, Xbox and more — restocked every day.

Instant Delivery

Redeem code or link arrives in your inbox the moment the order is approved. Save it, share it, or top up your account.

Paid from Balance

No card, no top-up. The price comes straight out of your merchant balance — same gate as any withdrawal.

Browse the catalog

Got Questions?

Frequently Asked Questions

Still got any questions? Contact us via Email [email protected]

Malum is a payment processor that allows you to accept payments without the risk of chargebacks. We offer a merchant account that can be opened within 2 minutes, no questions asked, no KYC. Once a payout has been requested it's broadcasted immediately. We do not enforce restrictions. Everyone can use our services.

Yes. As soon as your customer's order is marked as settled in our system you'll be able to withdraw the money anytime under the "Withdraw" section on the merchant dashboard. There will be a minimum withdraw when selecting the crypto you wish to withdraw to, but the amounts are very low.

Data is securely protected and encrypted in accordance with PCI DSS 3.2 Level 1 by our partners. User data is encrypted during transmission. We do not store any sensitive data on our servers.

Make sure the sender has internet access, the card balance is sufficient for the transfer, and try again. Funds are held on the sender's card and debited only in case of successful authorization.

We have some displayed on our front page. Giving out vendor names/sites directly goes against the trust we promise when you sign up with us.

Yes. Once you sign up you'll find the "Referral" section on the merchant dashboard where you can create a custom codename link to share.

The minimum checkout for that payment method hasn't been hit, or the country at checkout isn't supported for that payment method.

Yes. Once you make a merchant account you'll find all supported payment gateways on the merchant dashboard and can request or deactivate any you wish to appear at checkout.

When using our plugins, API, or making an invoice you can set whether your customer pays the fees or you do.

AUD, BGN, BRL, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, ILS, INR, ISK, JPY, KRW, MXN, MYR, NOK, NZD, PHP, PLN, RON, RUB, SEK, SGD, THB, TRY, USD, ZAR.

No. Your customer pays with their info and once the order is complete you withdraw funds to your own crypto address. You don't connect any bank, PayPal account, etc. to your profile.

Connect with Malum today!

If you have any questions or issues, please contact us.

Telegram @MalumAdmin
Email [email protected]